BANKRUPTCY

I think the word bankruptcy I most closely associate to Monopoly. You lose all your money because you bought too many properties and couldn't afford to buy the hotels that your opponent bought and then when you saved up just enough money to try to get ahead BAM! you land on Park Place and there happens to be a hotel there and you go bankrupt. I mean really. Who goes bankrupt these days? Well, as it turns out lots of people. Me for one and a close friend of mine is also going through the scary world of bankruptcy. I think the most scary part about bankruptcy is not knowing if I am going to need some credit some time in the near future and be turned down because of what I am doing. The thing is that this feels like the best way for me to go right now. Living in the now. In the past 6 months I have lost 2 jobs, been on unemployment twice and I am working a mostly seasonal job at the moment with no real hope of getting a full time year round set salary job. (that sounds so fancy and nice to me.) But on the other hand, it is kinda fun to be jobless. Just last night I stayed up with my room mate until midnight... when her birthday was officially over and we had drank enough to be able with good graces say it was time for bed. Yesterday was Monday. This morning she woke up at 6am and went to work as usual and I slept until 8. I think I have the better end of the deal. I'm just saying.
Back to bankruptcy. Today I am organizing all of the appropriate forms so that I can be ready to file. This is a big step for me. I have been opening this book on how to file bankruptcy on your own for weeks... ok ok maybe its been months. It is really intimidating and overwhelming and kinda daunting. SO, today I am taking a real big first step to getting organized and ready. I considered paying some one to be a bankruptcy preparer because I was so overwhelmed. I decided I CAN DO THIS on my own. I know I can because I can do whatever I put my mind too. And I know I can follow through and complete this task too... because I have too. Getting a phone call 12 times a day from credit collectors was not the reason I got a cell phone! Right now I am copying forms so that I have more than one for all the mistakes I am going to make. Then I am going to start filling them out. One day at a time.

:)